A personal trainer has helped Phil tremendously... I can't afford a personal trainer... or can I? ... Here's a web-site with a "virtual personal trainer"... the COOL thing is it comes with a heart rate monitor (with that estimated calorie counter thingee that sounds sooo cool). YES, I'm such a nerd.
I think the cost of the whole program with my $30 FlyLady discount is probably cheaper than the heart rate monitor alone. Just don't know that it's worth my precious few spending bucks when I've tightened by money belt so much to deal with financial issues. So, I'm going to sit and think on it for - a month, maybe two.